Privacy Policy

Vichag Economics Limited

Last updated: 27 February 2026
 

1. Introduction

Vichag Economics Limited (“Vichag Economics”, “we”, “us”, or “our”) provides applied economics training courses and related educational services.
 

This Privacy Policy explains how we collect, use, store, and protect personal data when you:

• Register for our courses

• Make a payment

• Attend training sessions

• Download materials

• Contact us

• Visit our website
   

We are committed to handling personal data in accordance with the UK General Data Protection Regulation (UK GDPR) and applicable data protection laws.
 

2. Information We Collect

We may collect the following personal data:
 

Information you provide directly:

• Full name

• Email address

• Phone number (if provided)

• University name

• Degree programme and year of study

• Country of residence

• Billing details

• Any information submitted via application or contact forms
   

Payment information:

Payments are processed by third-party payment providers. We do not store full card details. We may receive confirmation of payment and limited transaction information.
 

Technical data:

When you visit our website, we may collect:

• IP address

• Browser type

• Device information

• Pages visited

• Cookies and usage data
   

Course participation data:

• Attendance records

• Submitted coursework (if applicable)

• Feedback responses

• Communications with us
   

3. How We Use Your Information

We use personal data to:

• Register you for courses

• Process payments

• Send course confirmations; invoices; certificates

• Provide pre-course materials

• Send video conferencing links (e.g. Microsoft Teams)

• Deliver training sessions

• Communicate course updates and service messages

• Respond to enquiries

• Improve our services

• Maintain accounting and business records

• Send marketing communications (where you have opted in)

We do not sell personal data.
 

4. Legal Basis for Processing

We process personal data on the following legal bases:

• Performance of a contract – to deliver training services you have purchased

• Legitimate interests – to operate and improve our business

• Legal obligation – for accounting and regulatory compliance

• Consent – where you opt in to receive marketing communications

You may withdraw marketing consent at any time.
 

5. Sharing and Disclosure

We may share personal data with trusted third parties where necessary, including:

• Payment processors

• Email service providers

• Website hosting providers

• Video conferencing platforms (e.g. Microsoft Teams)

• Professional advisers (accountants, legal advisers)

We only share information necessary for the relevant service and require third parties to handle data securely.

We do not sell or rent personal data to third parties.
 

6. Data Retention

We retain personal data only as long as necessary for:

• Delivering the course

• Maintaining business and accounting records

• Legal or regulatory compliance

Course participation records may be retained for up to 6 years for accounting and record-keeping purposes, unless a longer retention period is required by law.

Marketing data is retained until you unsubscribe.
 

7. Your Rights

Under UK data protection law, you have the right to:

• Request access to your personal data

• Request correction of inaccurate data

• Request deletion of your data (where applicable)

• Object to processing based on legitimate interests

• Withdraw consent for marketing communications

• Request restriction of processing

• Lodge a complaint with the Information Commissioner’s Office (ICO)

To exercise your rights, please contact us using the details below.
 

8. Security

We take reasonable technical and organisational measures to protect personal data against unauthorised access, loss, misuse, or disclosure.

However, no method of electronic transmission or storage is completely secure, and we cannot guarantee absolute security.
 

9. International Transfers

Some of our service providers may process data outside the United Kingdom. Where this occurs, we ensure appropriate safeguards are in place in accordance with UK data protection law.
 

10. Contact Details

If you have any questions about this Privacy Policy or how we handle your personal data, please contact:

Vichag Economics Limited
545 Warwick Road , Solihull,  England & Wales, B91 1AW
Email: ramyankchaganty@vichageconomics.com

You also have the right to lodge a complaint with the Information Commissioner’s Office (ICO) at www.ico.org.uk.
 

11. Updates to This Policy

We may update this Privacy Policy from time to time. The latest version will always be available on our website, and the “Last updated” date will be revised accordingly.